Funding Pips

Track Record

2022

Country

United Arab Emirates

CFP Score

8.0

Great

4.0/5

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20% off

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Firm Overview

Funding Pips Review 2026: Forex Accounts, Rules and AUDIT 20% Off

Funding Pips offers simulated forex trading accounts through four evaluation models and an instant Master model called Zero. The models differ substantially in profit targets, loss limits and reward conditions. A trader should choose the rules and reward cycle first, then compare the checkout price. Funding Pips discount code AUDIT gives 20% off the applicable purchase when accepted at checkout, according to the offer supplied for this review. The final order summary determines the actual saving.

Funding Pips coupon code AUDIT: 20% off

Funding Pips coupon box

Offer detail	Funding Pips AUDIT coupon
Code to copy	AUDIT
Advertised offer	20% off an eligible account purchase when accepted at checkout
Choose first	Account model, size, trading platform and any add-ons
Apply	Enter AUDIT in the checkout promo field before paying
Confirm	Check the discount line and final amount for your selected order
Eligibility	Model, add-on, reset and stacking rules are determined at checkout
Offer source	Provided by Compare Futures Prop; the checkout is the final verification

Quick answer: The Funding Pips discount code is AUDIT for 20% off eligible purchases. The coupon reduces the purchase price; it does not change the evaluation target, loss limit, reward split or payout rules.

Coupon detail	Answer
Promo / discount code	AUDIT
Advertised saving	20% off an eligible Funding Pips purchase
Formula	Original eligible checkout price × 0.80 = discounted price
Where to enter it	Promo or coupon field at Funding Pips checkout
What to check	Selected model, account size, add-ons, currency, discount line and final total
Reset, add-on and stacking eligibility	Confirm at checkout; do not assume the purchase offer applies to these charges

Funding Pips prices with AUDIT: savings examples

Eligible price shown before code	AUDIT saving at 20%	Calculated price after code
$29	$5.80	$23.20
$33	$6.60	$26.40
$50	$10.00	$40.00
$100	$20.00	$80.00
$150	$30.00	$120.00
$200	$40.00	$160.00
$300	$60.00	$240.00
$500	$100.00	$400.00

These are calculation examples, not a current Funding Pips price list or a claim that AUDIT applies to every model. Public model pages did not provide a verified, current price for every model, size and platform. Use the listed checkout price for your exact configuration and confirm the discounted total there. Taxes, payment charges and optional add-ons can affect the amount paid.

Open the official Funding Pips site and select 1 Step Flex, 2 Step Standard, 2 Step Pro, 2 Step Flex or Zero.
Choose an available account size, platform and any optional add-on. Review the full cost before the coupon.
Enter AUDIT in the promo-code box and apply it.
Confirm that the discount line equals 20% of the eligible purchase amount and review the final amount payable.
If the code is declined or shows a different saving, do not assume the offer applies to that configuration; check with Funding Pips before ordering.

Funding Pips track record and country

Company fact	Verified detail
Operating since	November 2022, according to Funding Pips' company history
Headquarters / public business location	Dubai, United Arab Emirates
Simulated program operator	FundingPips Corp, incorporated in the Comoros Union
Registered details	The official help center lists a Comoros corporate address and a separate Dubai address
Trading accounts	Demo accounts in a simulated environment; the service does not execute participants' trades on live markets

Country distinction: The headquarters location is UAE (AE) for this listing. The program operator's place of incorporation is Comoros Union. These are different facts and should not be merged into one country label. Funding Pips' current help center also says its services are unavailable to residents of the UAE, so headquarters location does not imply trader eligibility there.

Sources: Funding Pips company history, Funding Pips Forex company background, official corporate and residency disclosures.

Country availability and platform access

Funding Pips advertises service across more than 195 countries, but its help center explicitly excludes residents of Iran, Vietnam and the UAE and its legal disclosure also refers to sanctions restrictions. A country's appearance in this directory is a documented availability example, not an exhaustive eligibility guarantee. The checkout country selector and Funding Pips' current eligibility review control.

Country group evidenced by Funding Pips	What its published help center confirms
United States and Canada	Residents can use Match-Trader; MT5 and cTrader have US restrictions, and the Prime account is unavailable to US residents under the current MT5-only setup.
Belgium, France, Germany, Italy, Netherlands, Spain, Brazil, Colombia, Mexico, Nigeria, South Africa, United Kingdom, Turkey, Indonesia	These are listed for selected card or bank reward methods; method availability still depends on the trader's bank and account.
Iran, Vietnam, United Arab Emirates	Residents are explicitly excluded from account registration in the current getting-started guide.

Headquarters vs eligibility: The site lists Dubai, UAE as the public headquarters/business location, while the simulated-program operator is incorporated in the Comoros Union. UAE residents are excluded despite the Dubai address. Official registration policy, platform geography, reward-method countries.

Funding Pips at a glance

Feature	Funding Pips Forex details
Account models	1 Step Flex; 2 Step Standard; 2 Step Pro; 2 Step Flex; Zero
Account sizes	$5,000 to $200,000 across the range; availability depends on the model
Markets	Forex, metals, indices, energies and crypto instruments
Platforms	MT5, cTrader and Match-Trader; confirm the selected model and platform at checkout
Evaluation loss models	Static maximum loss on the four evaluation models
Zero loss model	5% trailing maximum loss, with additional open-risk rules
Reward split	Depends on the model and selected cycle; ranges from 60% to 100% on the published model terms
Standard forex commission	$5 per lot; Zero lists $7 per lot; swap-free MT5 lists $10 per lot
Trading environment	Simulated accounts, including Master accounts
Coupon	AUDIT — 20% off when applied to an eligible checkout

Sources: Funding Pips account models, getting started and commission schedule, platform support.

Funding Pips account types and evaluation rules

Model	Evaluation target	Minimum trading days for a new account	Daily loss limit	Maximum loss	Main reward route
1 Step Flex	One phase: 12%	None	3%	12% static	85% every 14 days; qualifying newer accounts may select a 100% monthly route
2 Step Standard	Phase 1: 8%; Phase 2: 5%	3 days in each phase	5%	10% static	60% weekly, 80% biweekly, 90% on demand or qualifying 100% monthly
2 Step Pro	6% in each of two phases	2 days in each phase for new or reset accounts	3%	6% static	80% weekly or qualifying 100% monthly
2 Step Flex	Phase 1: 10%; Phase 2: 6%	85% option: 1 day per phase for new accounts; 95% option: 3 profitable days per phase	4%	12% static	85% or 95% biweekly; qualifying 100% monthly
Zero	No evaluation	No evaluation; 7 qualifying profitable days in each rolling 30-day period	3%	5% trailing	95% biweekly, subject to separate reward requirements

The 100% monthly routes added for eligible purchases from 15 August 2026 have additional conditions, including a 35% consistency score and seven profitable days of at least 0.5% of starting account size per reward cycle. The shorter cycles and on-demand route have their own conditions; a larger split alone does not mean an earlier payment. Existing accounts can retain earlier minimum-day terms, so the dashboard terms for that account control. Sources: 1 Step Flex, 2 Step Standard, 2 Step Pro, 2 Step Flex, Zero.

1 Step Flex

One evaluation phase has a 12% profit target, a 3% daily loss limit and a 12% static maximum loss. There is no minimum trading day requirement for the evaluation. The standard Master reward route is 85% every 14 calendar days after the first executed Master trade. This route fits a trader who prefers one phase and accepts the higher target. The monthly 100% option carries additional qualification rules. Official 1 Step Flex rules.

2 Step Standard

The evaluation targets are 8% and 5%, with a 5% daily and 10% static overall loss limit. New accounts require at least three trading days per phase. On the Master account, the published reward choices are weekly at 60%, biweekly at 80%, on demand at 90%, and qualifying monthly at 100%. The on-demand route requires a 35% consistency score and a minimum reward amount equal to 2% of the starting account size. Funding Pips says the original registration fee is refunded at the fourth reward on this model. Official 2 Step Standard rules and fee-refund terms.

2 Step Pro

Each evaluation phase has a 6% target. Its tighter 3% daily and 6% static overall loss limits make position sizing especially important. New or reset accounts require two trading days per phase; some older accounts retain the prior one-day requirement. The standard reward route is weekly at 80%, with a qualifying monthly 100% choice on newer purchases. Official 2 Step Pro rules.

2 Step Flex

The targets are 10% and 6%; limits are 4% daily and 12% static overall. The 85% biweekly route uses at least one trading day per phase for new accounts and a 14-day reward clock. The 95% biweekly route requires three profitable days per evaluation phase and three qualifying profitable days in each reward cycle, in addition to the 14-day clock. The selected split is locked after purchase. An eligible monthly 100% route has separate consistency and profitable-day requirements. Official 2 Step Flex rules.

Funding Pips Zero

Zero skips evaluation, but it has more demanding risk and reward conditions. Its 5% maximum loss trails peak equity and locks at the starting balance once equity reaches 5% profit. It also has a 3% daily limit and a 1% combined floating-loss limit on open positions. The 95% reward route opens every 14 days but additionally requires a 15% consistency score or lower, seven profitable days, a 3% safety cushion and a largest losing trade no greater than the largest winning trade. News trading and weekend holding are prohibited on Zero. Official Zero rules.

Drawdown, news trading and payout considerations

The four evaluation models use static maximum-loss limits, while Zero uses a trailing equity-based limit. Daily loss rules consider equity, including floating losses. A $50,000 2 Step Pro account, for example, has a nominal 6% static maximum loss of $3,000 from its starting size; that arithmetic does not replace the separately enforced daily limit. Official model comparison.

Funding Pips permits holding trades through news during the evaluation stages of its four standard models, but says deliberately trading the news spike is prohibited. Master accounts have additional rules around affected instruments and restricted high-impact events. Weekend holds are currently permitted during evaluation but temporarily restricted on standard-model Master accounts. Zero prohibits news trading and weekend holding. Check the dashboard calendar and current policy before trading. Official news and weekend rules.

Reward requests have minimum amounts and method-specific conditions. Funding Pips lists a global minimum request of 1% of Master account size, including its split, for eligible card and crypto methods; Rise and bank transfer require at least $500. Method availability depends on location and verification. The account's reward cycle, consistency conditions and risk rules must also be met. Official reward methods.

For new evaluation accounts from 27 June 2026, the Profit Concentration Policy can add four profitable Master days before each reward when one trade idea contributes more than 60% of a phase target. It generally applies to evaluation models at $25,000 and above, and to 1 Step Flex at all sizes; it does not apply to Zero. It does not itself fail the evaluation. Official risk-per-trade-idea policy.

Account sizes and practical risk amounts

Account model	Published sizes	Forex leverage on standard account	Distinguishing condition
1 Step Flex	$5K, $10K, $25K, $50K, $100K	Up to 1:100	One 12% evaluation target; no minimum evaluation days
2 Step Standard	$5K, $10K, $25K, $50K, $100K	Up to 1:100	8% then 5%; three trading days per phase
2 Step Pro	$5K, $10K, $25K, $50K, $100K, $200K	Up to 1:100	6% then 6%; tighter 6% static maximum loss
2 Step Flex	$5K, $10K, $25K, $50K, $100K	Up to 1:100	10% then 6%; choose 85% or 95% reward path at purchase
Zero	$5K, $10K, $25K, $50K, $100K, $200K	Up to 1:50	No evaluation; 5% trailing maximum loss and extra risk controls

Availability of each size and platform must be checked at purchase. Swap-free MT5 accounts can use different leverage. Funding Pips describes all of these as simulated trading accounts, including its Master accounts. Official model comparison, 2 Step Pro, Zero.

What the targets and limits mean on a $50K account

Model	Evaluation target in dollars	Initial daily loss amount	Initial maximum-loss amount
1 Step Flex	$6,000	$1,500	$6,000 static
2 Step Standard	$4,000 in phase 1; $2,500 in phase 2	$2,500	$5,000 static
2 Step Pro	$3,000 in each phase	$1,500	$3,000 static
2 Step Flex	$5,000 in phase 1; $3,000 in phase 2	$2,000	$6,000 static
Zero	No evaluation target	$1,500	$2,500 trailing from initial equity

These dollar figures are calculated from the official percentages, not purchase prices or guarantees of tradable risk. Daily-loss baselines can use the higher of opening balance or equity, and floating P&L counts. On Zero, the trailing floor moves with peak equity until it locks at the starting balance after 5% account growth. Check the live dashboard threshold before each trade. Official model rules, Zero loss calculation.

Funding Pips payouts by model

Model and reward option	Trader split	Earliest request cycle	Further qualification
1 Step Flex biweekly	85%	Every 14 calendar days after first Master trade	Minimum request amount
2 Step Standard weekly	60%	Seven calendar days after first Master trade	Account in good standing and minimum request
2 Step Standard biweekly	80%	Every 14 calendar days	Account in good standing and minimum request
2 Step Standard on demand	90%	When qualifying conditions are met	35% consistency score and minimum profit of 2% of starting account size
2 Step Pro weekly	80%	Every seven calendar days	Account in good standing and minimum request
2 Step Flex biweekly	85% or 95%	Every 14 calendar days	95% path also needs three qualifying profitable days per cycle
Zero biweekly	95%	Every 14 calendar days	15% consistency cap, seven profitable days, 3% safety cushion and trade-level condition
Qualifying monthly routes on four evaluation models	100%	Every 30 calendar days	Newer purchase eligibility, 35% consistency and seven profitable days of at least 0.5% each

The monthly 100% routes apply to eligible evaluations purchased from 15 August 2026; the associated conditions reset after a successfully processed reward. Older accounts can have different terms. A request date is an eligibility window, not a guaranteed arrival date. Funding Pips lists a minimum request of 1% of Master size including its split for standard methods; the 2 Step Standard on-demand route has its separate 2% threshold. Standard reward options, Flex reward rules, Zero reward rules.

Trading platforms, commissions and extra costs

Item	Published Funding Pips terms
Platforms	MetaTrader 5, cTrader and Match-Trader; check availability for the selected model
Standard Forex and metals commission	$5 per lot on the four evaluation models; $7 per lot on Zero
Swap-free MT5 Forex and metals commission	$10 per lot; swap-free applies to eligible Forex and metals only
Energies and indices commission	No commission in the published base schedule
Crypto commission	0.04%; separate leverage and execution limits apply
2 Step Standard fee refund	Original registration fee refunded at the fourth reward on the Master account; not the other listed models
Evaluation reset	15% off the purchase price for phase 1, 10% off for phase 2, where available and subject to the official reset window
Master reset	Generally 7% off purchase price for qualifying models and sizes; Zero reset has separate 20% terms
Free trial	Official 14-day trial for 2 Step Standard and 2 Step Pro on MT5; trial profits are not payable and the trial does not convert into a purchased evaluation

The reset percentages above are reset discounts, separate from the AUDIT purchase coupon. Do not stack them without checkout confirmation. Swap-free MT5 Forex leverage is lower than the standard account's leverage on published model tables, and Master leverage for other instruments can change dynamically. Getting started and commissions, reset guidance, free trial.

News, weekend and risk rules by stage

Trading condition	Standard evaluation models	Standard Master accounts	Zero Master account
Holding positions through news	Permitted, but intentionally exploiting high-impact news is prohibited	Restricted treatment around high-impact events; consult the affected-instrument window	Restricted news trading is prohibited
Holding through a weekend	Permitted during evaluation under current policy	Temporarily restricted; open trades are automatically closed	Prohibited and can cause account closure
Overall loss	Model-specific static limit	Model-specific static limit	5% trailing from peak equity, then locked at starting balance after 5% profit
Additional concentration / consistency	A qualifying large trade idea in evaluation can add a future four-profitable-day reward requirement	Reward-cycle conditions depend on model	15% reward consistency and separate trade-risk conditions

The official calendar in the Funding Pips dashboard controls which high-impact events are restricted. Terms may change by stage and purchase date; a blanket “news trading allowed” label would be misleading. Official news and weekend policy, trade-idea policy.

Feature Matrix: what is actually allowed?

The site's binary Feature Matrix summarizes whether a feature exists somewhere in the Funding Pips lineup. The selected model, evaluation/Master stage and reward cycle determine whether a trader can use it. These conditions are essential when comparing firms.

Feature	Listing value	Funding Pips rule that controls
News trading allowed	No as an unrestricted strategy	Standard evaluations permit holding through news, but deliberately exploiting high-impact releases is prohibited; Master rules are stricter; Zero restricts news trades.
Overnight holding	Yes, subject to the selected market and swap costs	Ordinary weekday overnight positions may be held; the separate weekend restrictions still apply.
Weekend holding	No on current Master accounts	Standard evaluations permit weekend holds; standard Master accounts currently auto-close positions, while Zero prohibits them.
Instant funding	Yes, on Zero	Zero skips the evaluation but has a 5% trailing loss and additional reward gates.
Scaling plan	Yes, Prime path	Prime has separate qualification and scaling rules; it is not the default challenge account.
Reset available	Yes, conditional	Eligible breached accounts have a seven-day reset window; discounts and size exclusions depend on stage/model.
Refundable fee	Yes, only 2 Step Standard	The original registration fee is refunded at the fourth Master reward; other listed standard models are excluded.
No minimum trading days	Yes, only 1 Step Flex evaluation	Other evaluations have model-specific day or profitable-day requirements; Master rewards still have eligibility conditions.
Consistency rule required	Yes on selected reward paths	On-demand/monthly options and Zero have consistency conditions; standard weekly or biweekly paths can differ.
24/7 support	Yes, as advertised	Funding Pips advertises 24/7 live human support; response times are not guaranteed here.
Multiple accounts	Yes, within allocation rules	A trader may hold multiple personal accounts under a shared $400K active allocation; same-model Master accounts can be merged.
Algo trading	Yes, conditional	Personally developed EAs can fully automate with proof of ownership. Third-party EAs are limited to trade/risk management on standard accounts.
Free trial	Yes, selected evaluations	The 14-day-per-phase MT5 trial covers 2 Step Standard and 2 Step Pro; trial profit is not withdrawable.

Sources: news and weekend rules, trading conduct and EAs, allocation and resets, trial, fee refund.

Who should choose each Funding Pips account?

1 Step Flex: Prefer one evaluation stage and no minimum evaluation days; accept a 12% target and 3% daily risk limit.
2 Step Standard: Prefer 8%/5% targets, wider 5% daily and 10% static limits, and multiple reward-cycle choices.
2 Step Pro: Prefer 6% targets in both phases and an 80% weekly reward route; manage the tighter 3% daily and 6% overall loss limits.
2 Step Flex: Prefer a 12% static overall loss limit and the choice between simpler 85% or more conditional 95% biweekly rewards.
Zero: Prefer skipping evaluation; accept a moving 5% loss floor, restricted news/weekend trading, and several reward gates.

Funding Pips review: strengths and limitations

Strengths: Five clearly differentiated paths; three supported platforms; static evaluation drawdown on the standard models; several reward-cycle choices on 2 Step Standard; an AUDIT 20% purchase discount where accepted.

Limitations: The attractive 100% monthly splits add consistency and profitable-day requirements. Zero has a trailing floor, strict open-risk rules and restricted news/weekend trading. Master weekend holds on the other models are currently restricted. Checkout prices and coupon eligibility must be confirmed on the selected order.

Review assessment

Editorial rating: 4.0/5 (8.0/10). This assessment reflects the documented range of account models and platforms, published risk rules and reward options. It does not represent a checkout test or independent verification of payout performance. Recheck terms and the AUDIT discount on the selected order.

Trust Score

4.0/5

Great

CFP Score

8.0

Track Record

2022

Country

United Arab Emirates

Pros & Cons

Pros

Five distinct account models
Static maximum loss on evaluation models
MT5, cTrader and Match-Trader support
Several reward-cycle choices on 2 Step Standard

Cons

100% monthly rewards require added consistency and profitable-day conditions
Zero uses a trailing drawdown and tighter risk rules
Master accounts currently restrict weekend holding
Coupon eligibility and final pricing require checkout confirmation

Best For

Forex traders comparing evaluation rules, static drawdown models and flexible reward cycles before choosing an account.

Key Features

Five forex and multi-asset account models
Static evaluation drawdown; Zero trailing drawdown
Reward cycles from on demand to monthly
AUDIT 20% off where accepted

Rules & Payouts

Profit Split: 60%-100%, depending on model and reward cycle
Profit Target: 12% one-step; 8%/5%, 6%/6% or 10%/6% two-step; Zero has no evaluation
Max Funding: Up to $200K on selected accounts; $400K shared active allocation
Max Drawdown: Static 6%-12% on evaluation models; Zero has a separate 5% trailing equity limit (Static)
Daily Drawdown: 3%-5% depending on model
Min Trading Days: 0-3 by evaluation model and reward option
Payout Frequency: On demand, weekly, biweekly or monthly depending on model and conditions
Payout Speed: Requests processed in 1-3 working days; allow 1-2 more for funds to arrive
Evaluation Models: 1 Step Flex, 2 Step Standard, 2 Step Pro, 2 Step Flex, Zero
Platforms: MT5, cTrader, Match-Trader
Instruments: Forex, metals, indices, energies and crypto instruments

Feature Matrix

News Trading Allowed

Weekend Holding Allowed

Overnight Holding Allowed

Instant Funding Option

Scaling Plan Available

Account Reset Available

Evaluation Fee Refundable

No Minimum Trading Days

Consistency Rule Required

24/7 Support

Multiple Funded Accounts Allowed

Algo / EA Trading Allowed

Free Trial Available

FAQ

Use AUDIT for the stated 20% off offer. Apply it at checkout and confirm the reduction on the selected account before paying.

This review covers Funding Pips' forex and multi-asset simulated account models. It is listed in the Forex section, not the Futures firm list.

Yes. 1 Step Flex has a 12% evaluation target, no minimum trading days, a 3% daily limit and a 12% static maximum loss.

Its four evaluation models use static overall loss limits of 12%, 10%, 6% and 12%. Zero instead uses a 5% trailing maximum loss based on peak equity.

Depending on the model and selected route, requests can be on demand or follow seven-, 14- or 30-day cycles. Profit thresholds, consistency and profitable-day conditions can also apply.

The standard evaluation models allow weekend holding during evaluation, but their Master accounts currently restrict it. Zero prohibits weekend holding. Check the current official policy before trading.

1 Step Flex, 2 Step Standard and 2 Step Flex list $5K to $100K sizes. 2 Step Pro and Zero also list $200K. Not every size or platform is available on every model.

The current $50K purchase price varies by model, platform and selected add-ons and was not verified here. Apply AUDIT at checkout; if accepted at 20% off, the eligible base price is multiplied by 0.80. Confirm the actual total before payment.

The 20% AUDIT purchase offer should not be assumed to stack with reset discounts or cover add-ons. Check the coupon line and final checkout total for your exact configuration.

Eligible monthly reward routes on evaluation models can offer 100%, but require a 30-day cycle, a 35% consistency score and seven profitable days of at least 0.5% of starting size per cycle. Check purchase-date eligibility.

Funding Pips supports MT5, cTrader and Match-Trader. Its published standard Forex and metals commission is $5 per lot on evaluation models and $7 on Zero; swap-free MT5 lists $10 per lot. Check the selected model at checkout.

Yes. Its official 14-day trial covers 2 Step Standard and 2 Step Pro on MT5, but trial profits cannot be withdrawn and the trial does not convert into a paid evaluation.

Funding Pips describes Dubai, United Arab Emirates as its public business location and traces operations to November 2022. FundingPips Corp, the simulated-program operator, states it is incorporated in the Comoros Union. The UAE location is not a claim that UAE residents are eligible.

Funding Pips advertises broad international coverage but explicitly excludes residents of Iran, Vietnam and the United Arab Emirates and applies other sanctions restrictions. Platform access can vary, including United States restrictions on MT5 and cTrader. Confirm current registration and platform eligibility for your country at checkout.

How To Apply

Pick your challenge

Choose the account size and evaluation type that fit your trading.

Apply the coupon

Enter code AUDIT at checkout for the discount.