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Top One Futures

Top One Futures

Recommended

Track Record

2025

Country

US

CFP Score

7.5

Excellent

4.7/5

Buy Challenge

Firm Overview

Top One Futures is a US futures-only prop firm (Top One Futures LLC, Cheyenne, Wyoming) that launched in 2025 and grew fast on one obsession: speed. Payouts are advertised in under 24 hours, with traders typically reporting approvals in under 4 hours - dramatically faster than the industry's 5-7+ day norm. Rather than one evaluation, it offers six funding paths - three evaluation programs (Elite Challenge, Elite Daily, Elite Access) and three instant-funding programs (Instant Sim Funded, S2F Sim PRO, IGNITE) — all paying a flat 90/10 sim split with EOD trailing drawdown (intraday on S2F only). News trading is explicitly allowed on all account types, a free trading academy is included, and accounts stack to $1.5M. The trade-offs: it's intraday-only (flat by 4 PM ET), every program carries a consistency rule (15-40%), and with a 2025 launch the firm still has time to prove itself compared to decade-old incumbents.

Trust Score

4.7/5

Excellent

CFP Score

7.5

Track Record

2025

Country

US

Pros & Cons

Pros

  • Flat 90/10 split on every sim account - no ladder to climb
  • News trading allowed on all account types - trade through CPI, FOMC, NFP
  • Only 2% profit required between withdrawals - small, frequent payouts possible
  • EOD drawdown with no intraday trailing (except S2F), locking at start +$100 after the buffer
  • Cheap entry - Elite Challenge from $69 retail, Elite Access at a flat $39 one-time fee
  • $25M+ paid; 24/7 support repeatedly praised for fast responses; account stacking to $1.5M

Cons

  • Intraday only -all positions flat by 4:00 PM ET; no overnight or weekend holds
  • Short track record - launched 2025
  • 10-second minimum trade duration; profits can be removed if violations approach 50% of profits/trades

Best For

Intraday futures traders

Key Features

  • Live transition triggers: 3 payouts (standard), 2 (S2F Sim PRO), 5 (Elite Daily)
  • On funded accounts the daily loss limit is a soft pause (trading resumes next session), not an instant fail, on most programs
  • Free trading academy included

Pricing

Elite Access (25K)
$299
Profit Target
$1,500
Elite Access (50K)
$499
Profit Target
$3,000
Elite Access (100K)
$849
Profit Target
$6,000

FAQ

90/10 on all simulated funded accounts, with no scaling needed. After you transition to a live account, the split becomes 80/20, with the firm reinvesting its share into scaling your capital.

It varies by program - 15% (IGNITE), 20% (Instant Sim Funded, S2F Sim PRO), 25% (Elite Challenge), 40% (Elite Access, Elite Daily). No single day can exceed that share of total profit; it's the most common reason a first payout gets held.

No — Top One is intraday only. All positions must be flat by 4:00 PM ET, so swing strategies won't work here.

After 3 successful payouts (2 on S2F Sim PRO, 5 on Elite Daily), a risk manager reviews your performance and may move you to a live account at the firm's discretion. Sim profits up to 10% of the starting balance carry over from your single best account.

How To Apply

1

Pick your challenge

Choose the account size and evaluation type that fit your trading.

2

Apply the coupon

Check this page for any active discount code.

3

Visit Top One Futures

Open the official site with the Buy Challenge button above.

4

Pass & get funded

Hit the profit target within the rules to receive a funded account.

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