Firm Overview
Top One Futures is a US futures-only prop firm (Top One Futures LLC, Cheyenne, Wyoming) that launched in 2025 and grew fast on one obsession: speed. Payouts are advertised in under 24 hours, with traders typically reporting approvals in under 4 hours - dramatically faster than the industry's 5-7+ day norm. Rather than one evaluation, it offers six funding paths - three evaluation programs (Elite Challenge, Elite Daily, Elite Access) and three instant-funding programs (Instant Sim Funded, S2F Sim PRO, IGNITE) — all paying a flat 90/10 sim split with EOD trailing drawdown (intraday on S2F only). News trading is explicitly allowed on all account types, a free trading academy is included, and accounts stack to $1.5M. The trade-offs: it's intraday-only (flat by 4 PM ET), every program carries a consistency rule (15-40%), and with a 2025 launch the firm still has time to prove itself compared to decade-old incumbents.
Trust Score
4.7/5
Excellent
CFP Score
7.5
Track Record
2025
Country
US
Pros & Cons
Pros
- Flat 90/10 split on every sim account - no ladder to climb
- News trading allowed on all account types - trade through CPI, FOMC, NFP
- Only 2% profit required between withdrawals - small, frequent payouts possible
- EOD drawdown with no intraday trailing (except S2F), locking at start +$100 after the buffer
- Cheap entry - Elite Challenge from $69 retail, Elite Access at a flat $39 one-time fee
- $25M+ paid; 24/7 support repeatedly praised for fast responses; account stacking to $1.5M
Cons
- Intraday only -all positions flat by 4:00 PM ET; no overnight or weekend holds
- Short track record - launched 2025
- 10-second minimum trade duration; profits can be removed if violations approach 50% of profits/trades
Best For
Intraday futures traders
Key Features
- Live transition triggers: 3 payouts (standard), 2 (S2F Sim PRO), 5 (Elite Daily)
- On funded accounts the daily loss limit is a soft pause (trading resumes next session), not an instant fail, on most programs
- Free trading academy included
Pricing
- Profit Target
- $1,500
- Profit Target
- $3,000
- Profit Target
- $6,000
FAQ
90/10 on all simulated funded accounts, with no scaling needed. After you transition to a live account, the split becomes 80/20, with the firm reinvesting its share into scaling your capital.
It varies by program - 15% (IGNITE), 20% (Instant Sim Funded, S2F Sim PRO), 25% (Elite Challenge), 40% (Elite Access, Elite Daily). No single day can exceed that share of total profit; it's the most common reason a first payout gets held.
No — Top One is intraday only. All positions must be flat by 4:00 PM ET, so swing strategies won't work here.
After 3 successful payouts (2 on S2F Sim PRO, 5 on Elite Daily), a risk manager reviews your performance and may move you to a live account at the firm's discretion. Sim profits up to 10% of the starting balance carry over from your single best account.
How To Apply
Pick your challenge
Choose the account size and evaluation type that fit your trading.
Apply the coupon
Check this page for any active discount code.
Visit Top One Futures
Open the official site with the Buy Challenge button above.
Pass & get funded
Hit the profit target within the rules to receive a funded account.
